Our Mission

We're fixing insurance for everyone

Policy Nest was born from a simple frustration — why is it so hard to know what you're covered for? We're building the intelligent wallet that puts consumers back in control.

The Story

It started with a missed renewal

Our founder's car insurance lapsed without warning. Not because they couldn't afford it — but because the renewal notice got buried in an inbox, and there was no single place to track it. A minor lapse turned into a major headache.

That moment sparked a question: why do consumers have to juggle 4, 5, even 6 different insurance apps, logins, and paper documents? Why is there no intelligent, unified place to manage the policies that protect everything you own?

Policy Nest is the answer. An AI-powered wallet that reads your policies, tracks your renewals, surfaces your coverage gaps, and keeps everything secure — so you're always protected, always informed.

23

2023

Founder experiences a costly insurance lapse

24

2024

Research reveals 1 in 3 consumers miss renewals annually

25

2025

Policy Nest prototype built and tested with 500 beta users

26

2026

Launching the AI-powered policy wallet to the world

The Problem We Solve

Insurance chaos is a consumer crisis

4–6
Avg. policies per household

Most families hold multiple policies across different providers with no unified view.

1 in 3
Consumers miss renewals

Lapses in coverage cost consumers thousands in out-of-pocket expenses every year.

47 min
Avg. time to find a policy

When you need your policy most — during a claim — finding it takes nearly an hour.

What We Stand For

Built on trust, driven by clarity

Consumer First

Every decision we make starts with one question: does this make life easier for the policyholder?

Radical Transparency

No hidden fees, no data selling. Your policies are yours — we just help you understand them.

AI with Purpose

We use AI not for the sake of it, but to solve real problems — reading complex documents so you don't have to.

Security by Design

Bank-grade encryption and zero-knowledge architecture mean only you can access your data.

The Team

Builders obsessed with the problem

We're a team of fintech engineers, insurance veterans, and AI researchers united by one mission.

NN

Namit N

Founder & CEO

Former fintech and insurance professional and a builder at a Fortune 500 carrier. Spent 15 years watching consumers get lost in policy complexity.

SS

Stefano S

Co-Founder and Chief Tech

AI researcher turned builder. Previously led ML infrastructure at a top fintech, bank, and tech. Believes AI should work for people, not the other way around.

JH

Jamoki H

Chief Legal and Compliance

Product veteran from two successful consumer finance startups. Obsessed with reducing friction in financial services.

Join us in fixing insurance

Be among the first to experience a smarter, simpler way to manage your policies.